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Alicia Ale & Yanai Nassar

305.415.9939

*Hablamos Español*

Countrywide Home Loans is pleased to provide valuable information to the buyers on how to obtain a loan in the United States. Here is a Countrywide loan guide to finance your home in the United States.

Understand the loan process

Home Buying Process

Learn about loans

Closing the loan. What to expect?

Once a home has been selected, the processing of the loan can take up to 40 days or more if you use a traditional lender such as a bank.

How a traditional lender (such as a bank or mortgage broker) processes a loan.

		Loan Officer in branch office pre-qualifies you and collects required information and documents. Mails or faxes documents to corporate headquarters



Processor, in a central office, reviews your information and requests any additional documents. Once documentation is complete, everything is transferred to an underwriter



		Underwriter, a person who typically has no direct contact with you before making the decision to approve or disapprove your loan



If approved, the Closer assembles the paperwork and mails or faxes documents to the local office.



		Escrow or title company closes the loan.

How Countrywide cuts so many steps out of the loan process.

		Whether you apply online or by phone, everything happens in our dedicated sales and processing center.

A more direct loan process puts you in the door of your new home faster.

In addition to over one hundred loan programs, we also offer special quick approval programs that streamline the loan review process for people with good credit and for current Countrywide customers. These programs dramatically reduce the amount of documentation required for your loan

Loan process information courtesy of:

Equal Housing Lender. © 2007 Countrywide Home Loans, Inc. Trade/service marks are the property of Countrywide Financial Corp., and/or its subsidiaries. *UpFront Approval is subject to satisfactory appraisal and title review and no change in financial condition. If the rate is not locked or rate protection expires, any rate increase may lower the loan amount for which the borrower has pre-qualified. Some products may not be available in all states. Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and the total amount paid when comparing to your current situation. State Licensing . Privacy & Security.